Spaycial operates in the fintech sector, specializing in transforming payment data into actionable insights that enhance relationships between brands and consumers. The company serves a diverse range of clients, including retailers and brands, by providing precise shopper behavior analysis through its advanced loyalty programs. Spaycial's platform is accessible to 250 million shoppers across Europe and is approved by the French Financial Authority ACPR as a payment institution, ensuring GDPR compliance. The business model revolves around offering a seamless shopping experience by automatically identifying and rewarding shoppers, eliminating the need for QR codes or loyalty cards. Spaycial generates revenue by providing its technology to retailers and brands, either through full integration handled by Spaycial or integration managed by the client's teams within their existing systems. The company is available worldwide and is currently live in seven European countries. Spaycial's innovative approach allows businesses to collect and analyze raw first-party transactional data, providing a personalized journey for shoppers while maintaining high standards of data protection and security.

Keywords: fintech, payment data, shopper insights, loyalty programs, GDPR compliant, ACPR approved, seamless experience, first-party data, personalized rewards, European market.