Qiro is an institutional private credit protocol designed to offer compliant and transparent access to global debt opportunities through decentralized finance (DeFi) rails. The company serves institutional lenders and emerging market borrowers, providing a robust credit underwriting infrastructure that ensures higher net yields for investors. Operating in the financial technology sector, Qiro connects on-chain lenders with borrowers from emerging markets, enabling seamless access to fixed yield opportunities. The business model revolves around facilitating these transactions through a compliant legal framework, ensuring regulatory adherence and transparency. Qiro makes money by charging fees for its lending and borrowing services, as well as through interest rate spreads. The platform leverages data-driven approaches to maintain full transparency and offers a diversified range of debt opportunities to its clients.

Keywords: institutional credit, private credit protocol, DeFi, emerging markets, fixed yield, on-chain lending, regulatory compliance, global debt, credit underwriting, financial technology.