Public.com is a New York-based fintech startup that operates in the financial services market, offering a high-yield cash account with a 5.1% annual percentage yield (APY). This means that customers can earn interest on their cash at a rate of 5.1% per year. The company is regulated and adheres to high security standards, providing financial-grade security to its customers. It is a member of the Financial Industry Regulatory Authority (FINRA) and provides automatic Securities Investor Protection Corporation (SIPC) insurance, which protects customers' funds up to $500,000.

The company serves individual investors, providing them with a platform to find, evaluate, and buy bonds. This allows customers to diversify their portfolios with fixed income assets. Public.com also offers standard equity trades and shares 50% of its options revenue with its customers. This unique business model ensures transparency and allows customers to understand exactly how much the company makes from their trades.

Public.com also leverages artificial intelligence (AI) to provide fundamental data and analysis. Customers can ask any question about any asset, explore real-time and historical asset data, and get real-time investment context. The company also provides access to up to three years' worth of earnings calls, decks, and reports from every company a customer cares about.

In terms of revenue, Public.com makes money through its options trading service, sharing 50% of the revenue with its customers. It also earns interest on the cash held in its high-yield cash accounts.

Keywords: Fintech, High-Yield Cash Account, Bonds, Fixed Income, Equity Trades, Options Revenue Sharing, Artificial Intelligence, Financial Analysis, Earnings Calls, Transparency.