PayPal
Financials
Estimates*
| USD | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Revenues | 21.5b | 25.4b | 27.5b | 29.8b | 31.9b | 34.4b | 36.9b |
| % growth | 21 % | 18 % | 8 % | 8 % | 7 % | 8 % | 8 % |
| EBITDA | 4.7b | 5.6b | 5.5b | 6.5b | 6.5b | 6.7b | 7.3b |
| % EBITDA margin | 22 % | 22 % | 20 % | 22 % | 20 % | 20 % | 20 % |
| Profit | 4.2b | 4.2b | 2.4b | 4.2b | 4.1b | 4.6b | 5.0b |
| % profit margin | 20 % | 16 % | 9 % | 14 % | 13 % | 13 % | 13 % |
| EV / revenue | 12.2x | 8.7x | 3.0x | 2.2x | 2.4x | 2.2x | 1.9x |
| EV / EBITDA | 55.7x | 39.2x | 15.3x | 10.2x | 11.9x | 11.1x | 9.8x |
| R&D budget | 2.6b | 3.0b | 3.3b | 3.0b | - | - | - |
| R&D % of revenue | 12 % | 12 % | 12 % | 10 % | - | - | - |
Source: Dealroom estimates
| Date | Investors | Amount | Round |
|---|---|---|---|
| - | N/A | - | |
N/A | Seed | ||
N/A | Early VC | ||
$4.0m | Series B | ||
N/A | - | ||
| $100m | Series C | |
$90.0m | Series D | ||
N/A | IPO | ||
$1.2b Valuation: $1.2b | Acquisition | ||
| N/A | N/A Valuation: $46.6b | IPO | |
| N/A | N/A | - | |
* | N/A | $640m | Post IPO Debt |
| Total Funding | AUD300m | ||
Recent News about PayPal
EditPayPal Holdings, Inc. is a leading global financial technology company that provides a digital payments platform. It serves a diverse range of clients, including individual consumers, small to medium-sized businesses (SMBs), and large enterprises. PayPal operates in the digital payments market, which encompasses online transactions, mobile payments, and peer-to-peer (P2P) transfers.
The core business model of PayPal revolves around facilitating secure and convenient online payments. It makes money primarily through transaction fees charged to merchants for processing payments. These fees vary based on the type of transaction and the volume of payments processed. Additionally, PayPal earns revenue from currency conversion fees, interest on customer balances, and fees for other financial services like credit and installment payments.
For individual consumers, PayPal offers a range of services including sending and receiving money, buying and selling cryptocurrency, and making purchases with various payment methods such as PayPal Credit, Pay in 4 (an installment payment option), and QR codes. Consumers can also manage their finances through features like direct deposit, check deposits, and savings goals.
For SMBs, PayPal provides solutions to accept payments, make payments, manage risk, and streamline operations. This includes tools for fraud protection, global payment processing, and various payment methods to cater to different customer preferences. PayPal also supports fundraising and marketplace platforms, making it easier for businesses to grow and manage their operations.
For large enterprises, PayPal offers a robust platform that simplifies payment operations, enhances fraud protection, and supports global payment processing. This helps enterprises manage complex payment needs efficiently and securely.
In summary, PayPal is a versatile digital payments platform that caters to a wide range of clients by offering secure, convenient, and innovative financial services. Its revenue model is primarily based on transaction fees, currency conversion fees, and financial service fees.
Keywords: Digital Payments, Online Transactions, Mobile Payments, Peer-to-Peer Transfers, Transaction Fees, Cryptocurrency, Fraud Protection, Global Processing, Financial Services, Installment Payments.
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