Old Second is a local bank with a rich history of over 150 years, dedicated to serving the Chicago metropolitan area and its surrounding communities. The bank focuses on providing a comprehensive range of financial services to individuals, families, and businesses. Old Second operates in the commercial banking sector, offering products such as debit and credit cards, prepaid cards, and treasury services for commercial clients.

The bank's primary clients include individuals looking for personal banking solutions, families needing financial planning and savings options, and businesses of all sizes requiring commercial banking services. Old Second's market is primarily the Chicagoland area, where it has established a strong presence and a reputation for community commitment.

Old Second's business model revolves around traditional banking services, including accepting deposits, providing loans, and offering various card services. The bank makes money through interest on loans, fees for account services, and transaction fees from card usage. Additionally, Old Second offers specialized services for commercial clients, such as treasury management, which helps businesses manage their cash flow and financial operations more efficiently.

The bank is currently transitioning its online banking platform to a new system called Corporate O2, which aims to provide enhanced features and a better user experience for its commercial customers. This move indicates Old Second's commitment to staying current with technological advancements and improving its service offerings.

In summary, Old Second is a well-established local bank focused on delivering personalized and comprehensive financial services to its community, with a strong emphasis on commercial banking and technological innovation.

Keywords: local bank, Chicago, commercial banking, debit cards, credit cards, prepaid cards, treasury services, financial services, community commitment, technological innovation.