Kanmon Inc. is a financial technology startup that specializes in providing embedded lending infrastructure for businesses. Essentially, Kanmon offers a platform that allows companies to create and manage their own credit products using either their own capital or capital provided by Kanmon. This service is particularly beneficial for industry-specific software companies looking to enhance their financial offerings.

Kanmon operates in the B2B (business-to-business) market, targeting software platforms that serve other businesses. Their clients include well-known names such as Mission Lane, Funding Circle, Afterpay, and Plastiq. These companies use Kanmon's solutions to increase their Average Revenue Per User (ARPU), expand their Gross Merchandise Volume (GMV), and improve customer acquisition costs (CAC), among other benefits.

The business model of Kanmon revolves around providing a comprehensive lending infrastructure. They offer a range of financial products including business loans, lines of credit, and advances. By leveraging Kanmon's platform, businesses can quickly launch their own financing products, often in as little as three days. This rapid deployment is made possible through Kanmon's composable building blocks, which are modular components that can be easily assembled to create customized financial solutions.

Kanmon makes money by charging fees for the use of its platform and services. These fees can be structured in various ways, including subscription fees, transaction fees, or a percentage of the loan amounts managed through their system. Additionally, when Kanmon provides the capital for lending, they earn interest on the loans issued.

In summary, Kanmon is a fintech company that empowers other businesses to offer financial products, thereby enhancing their service offerings and customer experience. They provide a robust, compliant, and scalable solution that simplifies the complexities of lending.

Keywords: fintech, embedded lending, B2B, credit products, business loans, lines of credit, software platforms, financial infrastructure, rapid deployment, customizable solutions.